Refinancing from a 30-year, fixed-rate mortgage into a 15-year fixed loan can help you pay down your mortgage faster, especially if interest rates have fallen since you bought your home.. A lower.

Today’s low interest rate for a 15-year fixed is 3.875% (4.361% APR), and the interest rate for a 30-year fixed is 4.375% (4.668% apr). Why You Should Choose Quicken Loans You’ll get a completely online application process with less paperwork, and you can track the status of your mortgage application.

HARP Refinance Is "Not A Scam", Says Government. Fewer HARP loans closed last year than during any year since the program’s launch.. Sometimes called the "Obama Refi", the HARP.

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