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No doc mortgages used were highly popular before the mortgage crisis, and some lenders may be creeping slowly back into that crazy market.. Do No Doc Mortgages Still Exist?. 2017 – 5 min.

The no doc mortgage does not exist in the same form that it had before 2008. great recession-era reforms require lenders to make sure the borrower can afford to repay a mortgage.

Commonly asked mortgage questions – Although having a mortgage may seem like a burden, there’s no need to strain yourself financially. If you’ve just applied for a mortgage or you’re refinancing your current one, definitely keep that.

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No Doc Loans – No Tax Return Mortgage Programs – Takeaways on No Doc Loan Programs. Getting a no documentation loan without the typical two years of tax returns is harder than 10 years ago. But the above tips can definitely make it easier to be approved for a mortgage loan without tax returns or a no documentation refinance loan.

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Strategies: Entrepreneurs may suffer with mortgage rules – Beginning in January, new lending rules go into effect that may make it more difficult for a small-business owner or self-employed individual to buy a house or refinance an. During the mortgage.

No Doc Mortgage Loans for Bad Credit and Self Employed FHA Refinance Comparison Matrix – FHA Secure – Criteria FHASecure FHA 95% Cash-out Refinance FHA to FHA Refinance* Underwriting . FHA First Mortgage. Borrower is delinquent but mortgage payment history shows that: during the 6 months prior to reset or extenuating circumstance there are no instances of making mortgage.

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4 Tips for Refinancing Your Mortgage – said he needed to come up with about $40,000 in cash because he had no equity. Even with the changes, the refinance process can be time-consuming. "For a lot of people, it’s a battle," says a mortgage.

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