If you are one of the many homeowners who have kept up-to-date on your payments, the Home Affordable Refinance Program (HARP) may be for you – find out if you qualify. But as you look for a program to help you reduce your payments, make sure you don’t fall for a scam! If it sounds too good to be true, it probably is

 · HARP is a free government program designed for homeowners who have seen a drop in their property value, causing their mortgage to be considered underwater. remember, it’s always good to do your research first. Keep these tips in mind: Real help is free; there is no need to pay a lender or lawyer for advisory services.

In a Nutshell If your mortgage balance is more than your home’s worth or you have little equity in your home, you might benefit from refinancing with the HARP program.

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Home Affordable Refinance Program – Wikipedia – Program. The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. originally, only those with an LTV of 105% could qualify.

Welcome To The H.A.R.P. Program Website! – The HARP program can help! If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP ). HARP is designed to help you get a new, more affordable, more stable mortgage.

Can I Get a HARP Loan? — The Motley Fool – A HARP loan can be worth it if you qualify and you owe a lot more than your home is worth. If you’re going to take advantage of it, now is the time to do so — before the program ends. But if you.

The Home Affordable Refinance Program (HARP) may not be a good idea, depending on your financial circumstances, but here’s how to qualify if it does.

HARP Refinance Loan! is it worth or no? | Yahoo Answers – I owed 400k right now but the house worth 344K. My lender Wells Fargo advised me to refinance to lower my interest rate 6,75% and monthly mortgage by using HARP. So, I asked him then the loan will be $344K with the new interest loan. Of course he said no. It will be 400K with lower interest rate than 6.75%.

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The Home Affordable Refinance Program launched in 2009. Seven years later, homeowners still ask the same 7 questions. Get the straight scoop on HARP.

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