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Mortgage Calculator – Loan amount-the amount borrowed from a lender or bank. The maximum loan amount one can borrow normally correlates with household income or affordability. To estimate an affordable amount, please use our House Affordability Calculator. Down payment-the upfront payment of the purchase, usually a percentage of the total price. In the US, if the down payment is less than 20% of the total property price, typically, private mortgage insurance (PMI) is mandatory until the principal is paid down.
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