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Encino, TX Mortgage Rates & Refinance Rates January 2019 – Encino, TX jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Encino, TX are usually 0.75 basis points higher than conforming mortgage rates in Encino, TX because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

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