Milliman launches new index to measure the risk of default for government-backed mortgages – Milliman Mortgage Default Index shows. The actual to-date default rate for Federal Housing Administration (FHA) loans (which are the majority of Ginnie Mae loans) originated in 2007 was.
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New FHA mortgage policy benefits first-time home buyers – and developers – Unlike conventional mortgages that require 20% down, the FHA-backed loans require 3.5% down payments. In a Wednesday press.