· FHA Guidelines for single-wide mobile homes. Todd Sparks, our office representative with Coldwell Banker Mortgage, said they can loan on a single-wide mobile home, but they have to meet certain FHA guidelines as follows. The unit (single-wide or double-wide) was built after June 15, 1976.

The maximum loan amount for the home alone is $69,678 in 2011. The maximum for the home and lot is $92, 904. The maximum for a lot alone is $23,226. The maximum term for a single-wide mobile home and lot is 20 years; the maximum for a lot alone is 15 years. The FHA requires that the lot be appraised by a HUD-approved appraiser.

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VA and USDA purchase loans, as well as FHA Streamlines and 203k products for borrowers looking to refinance their mortgages. Earlier this year, the company expanded its credit requirements on all.

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Manufactured Home Finance Question and Answer Oklahoma City 2018-10-12  · Learn how to get a manufactured home loan. Understand if you and your manufactured home property is eligible for a mortgage on LendingTree.

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In order to be eligible for a double wide home loan through eLEND, several requirements must be met, including: The mobile home must be no smaller than 400 square feet The home must be constructed after June 15, 1976 A credit score of 620 or higher is required

FHA loans require that manufactured homes be secured onto a permanent foundation to be eligible for a mortgage loan. The foundation requirements for a manufactured home can be found in the Permanent Foundations Guide for Manufactured Housing (PFGMH).

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