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Refinancing? How to Get the Lowest Rate on Your Mortgage Loan – You may be chummy with the tellers, but your local bank branch isn't necessarily the best place to refinance. Collect recommendations from friends and real.

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Refinancing Your Car: Good Idea or Bad Idea? – Autotrader – Car Buying. It's also a good idea to consider if your credit situation has improved. Another reason you might want to refinance is to get a shorter loan term.

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